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HOME FINANCE OF AMERICA
National Headquarters

521 Plymouth Road, Suite 112
Plymouth Meeting, PA 19462
1-800-358-LOAN (5626)
FAX: 610-834-7481

Last update: July 2, 2008 09:12 AM EST

Today's Rates - *For new applicants only
Conforming and Jumbo Programs | Conforming and Jumbo: Interest Only Programs

Conforming Programs
Conforming rates for loans under $417,000

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Conforming 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.875	1.750	6.111
6.000	1.000	6.165
6.125	0.500	6.243
6.125	0.000	6.196
6.375	-0.500	6.399

Jumbo 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
8.000	2.000	8.255
8.125	1.750	8.354
8.250	1.500	8.453
8.375	1.000	8.525
8.625	0.250	8.694

Conforming 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.875	1.500	6.158
6.000	1.000	6.220
6.125	0.500	6.282
6.250	0.000	6.344
6.500	-0.500	6.531

Jumbo 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
8.000	2.000	8.273
8.125	1.750	8.365
8.250	1.500	8.456
8.375	1.000	8.512
8.625	0.250	8.660

Conforming 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.500	1.750	5.892
5.625	1.000	5.899
5.750	0.500	5.945
5.750	0.000	5.867
5.875	-0.500	5.914

Jumbo 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.750	2.000	7.136
6.875	1.500	7.179
7.000	1.000	7.223
7.125	0.500	7.267
7.250	0.000	7.311

Conforming 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.500	1.750	5.892
5.625	1.000	5.899
5.750	0.500	5.945
5.875	0.000	5.992
6.125	-0.500	6.164

Jumbo 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.000	1.000	6.094
6.125	0.750	6.196
6.250	0.500	6.298
6.375	0.250	6.399
6.500	0.000	6.500

Conforming 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.125	1.000	5.666
5.250	0.500	5.650
5.375	0.250	5.658
5.500	0.000	5.666
6.000	-0.750	5.721

Jumbo 3/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	6.364
8.000	1.000	6.372
8.125	0.750	6.381
8.250	0.500	6.389
8.250	0.500	6.389

Conforming 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.375	1.250	5.716
5.500	0.750	5.718
5.625	0.250	5.720
5.750	0.000	5.745
6.250	-0.750	5.871

Jumbo 5/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	6.698
8.000	1.000	6.726
8.125	0.750	6.753
8.250	0.500	6.781
8.250	0.500	6.781

Conforming 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.625	1.000	5.789
5.750	0.500	5.806
5.875	0.250	5.847
6.000	0.000	5.887
6.375	-0.750	6.010

Jumbo 7/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	6.985
8.000	1.000	7.029
8.125	0.750	7.073
8.250	0.500	7.118
8.250	0.500	7.118

Conforming 10/1 ARM

RATES	POINTS	APR	APPLY NOW
5.875	1.250	5.978
6.000	0.750	6.013
6.125	0.250	6.049
6.250	0.000	6.108
6.625	-0.750	6.288

Jumbo 10/1 ARM

RATES	POINTS	APR	APPLY NOW
8.125	1.750	7.255
8.125	1.750	7.255
8.250	1.500	7.320
8.375	1.250	7.386
8.500	1.000	7.451

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Interest Only Programs

Conforming Programs: Interest Only
Conforming rates for loans under $417,000

Jumbo Programs: Interest Only
Jumbo rates for loans over $417,000

Conforming: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.250	0.750	5.165
5.250	0.750	5.165
5.375	0.250	5.151
5.500	0.000	5.158
5.875	-0.500	5.205

Jumbo: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
8.125	1.250	5.944
8.250	1.000	5.953
8.375	0.750	5.961
8.500	0.500	5.970
8.500	0.500	5.970

Conforming: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.500	1.000	5.311
5.625	0.500	5.313
5.750	0.250	5.338
5.875	0.000	5.364
5.875	0.000	5.364

Jumbo: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
8.375	1.250	6.512
8.500	1.000	6.541
8.625	0.750	6.569
8.750	0.500	6.597
8.750	0.500	6.597

Conforming: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.750	1.000	5.492
5.875	0.750	5.532
6.000	0.250	5.550
6.125	0.000	5.591
6.125	0.000	5.591

Jumbo: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
8.375	1.500	6.974
8.500	1.250	7.019
8.625	1.000	7.065
8.750	0.750	7.110
8.750	0.750	7.110

Conforming: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
6.000	1.000	5.762
6.125	0.750	5.822
6.250	0.250	5.859
6.375	0.000	5.919
6.375	0.000	5.919

Jumbo: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
8.625	1.750	7.712
8.750	1.500	7.778
8.875	1.250	7.844
9.000	1.000	7.911
9.000	1.000	7.911

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